:root{
    --sage:#4A5D75; --sage-dark:#344256; --sand:#DDE1E9; --cream:#F3ECE4;
    --slate:#CF6356; --slate-dark:#B24F42; --taupe:#283A50; --taupe-soft:#465166;
  }
  *{margin:0;padding:0;box-sizing:border-box;}
  html{scroll-padding-top:calc(var(--header-h,56px) + 20px);}
  html,body{overflow-x:clip;max-width:100%;}
  body{font-family:'Kumbh Sans',sans-serif;background:var(--cream);color:var(--taupe);line-height:1.7;-webkit-font-smoothing:antialiased;min-height:100vh;}
  h1,h2,h3,.serif{font-family:'Cormorant Garamond',serif;}
  a{color:inherit;text-decoration:none;}
  img{max-width:100%;display:block;}
  :where(img[width][height]){height:auto;}
  .wrap{max-width:1080px;margin:0 auto;padding-left:28px;padding-right:28px;}
  .eyebrow{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--sage-dark);margin-bottom:12px;font-weight:600;padding-bottom:10px;}
  .eyebrow::after{content:none;}
  .eyebrow[style*="center"]::after{margin-left:auto;margin-right:auto;}
  p.eyebrow[style*="center"]::after{margin-left:auto;margin-right:auto;}
  .hero .eyebrow::after, .page-hero .eyebrow::after{content:none;}
  .btn{display:inline-flex;align-items:center;gap:10px;background:var(--slate);color:var(--cream);padding:14px 30px;border-radius:999px;font-size:15px;font-weight:500;border:none;cursor:pointer;transition:background .2s ease;}
  .btn:after{content:'';display:inline-block;width:16px;height:16px;background-color:currentColor;-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E");-webkit-mask-size:contain;mask-size:contain;-webkit-mask-repeat:no-repeat;mask-repeat:no-repeat;transition:transform .2s ease;}
  .arrow-icon{display:inline-block;width:14px;height:14px;background-color:currentColor;-webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E");mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E");-webkit-mask-size:contain;mask-size:contain;-webkit-mask-repeat:no-repeat;mask-repeat:no-repeat;vertical-align:middle;margin-left:3px;}

  /* ---------- Playfair Display treatment (replaces prior Times New Roman) ---------- */
  .tnr-display{font-family:'Playfair Display',serif !important;font-weight:700 !important;
    letter-spacing:-.01em !important;line-height:1.18 !important;}


  /* ---------- horizontal scroll row (Mindbloom mobile pattern) ---------- */
  @media(max-width:760px){
    .scroll-row{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:14px;margin:0 -28px;padding:4px 28px 10px;
      -webkit-overflow-scrolling:touch;scrollbar-width:none;}
    .scroll-row::-webkit-scrollbar{display:none;}
    .scroll-row > *{scroll-snap-align:start;flex:0 0 78%;}
  }

  /* ---------- circular photo accent ---------- */
  .circle-photo-accent{width:150px;height:150px;border-radius:50%;object-fit:cover;display:block;
    box-shadow:0 12px 30px -8px rgba(40,58,80,.35);}
  @media(hover:hover){.btn:hover:after{transform:translateX(4px);}}
  @media(hover:hover){.btn:hover{background:var(--slate-dark);}}
  header{position:fixed;top:0;left:0;right:0;z-index:100;background:rgba(243,236,228,.94);backdrop-filter:blur(6px);border-bottom:1px solid rgba(40,58,80,.22);box-shadow:0 2px 16px rgba(40,58,80,.05);transition:background-color .7s ease, border-color .7s ease, box-shadow .7s ease, color .7s ease, backdrop-filter .7s ease;}
  body{padding-top:var(--header-h,88px);}
  /* Home page only: header rides transparent over the full-bleed hero photo until the user scrolls */
  body.is-home{padding-top:0;}
  body.is-home:not(.nav-solid) header{background:transparent;backdrop-filter:none;-webkit-backdrop-filter:none;border-bottom-color:transparent;box-shadow:none;color:#fff;}
  body.is-home:not(.nav-solid) header .logo-name,
  body.is-home:not(.nav-solid) header .nav-item>a,
  body.is-home:not(.nav-solid) header .dropdown-trigger,
  body.is-home:not(.nav-solid) header .menu-toggle{color:#fff;text-shadow:0 1px 4px rgba(20,20,22,.35);}
  body.is-home:not(.nav-solid) header .btn.nav-cta{background:#fff;color:var(--taupe);text-shadow:none;}
  @media(hover:hover){body.is-home:not(.nav-solid) header .nav-item>a:hover, body.is-home:not(.nav-solid) header .dropdown-trigger:hover{color:#fff;opacity:.8;}}
  body.is-home:not(.nav-solid) header nav.links.open .nav-item>a,
  body.is-home:not(.nav-solid) header nav.links.open .dropdown-trigger,
  body.is-home:not(.nav-solid) header nav.links.open .btn,
  body.is-home:not(.nav-solid) header .menu-toggle[aria-expanded="true"]{color:var(--taupe);text-shadow:none;}
  body.is-home:not(.nav-solid) header nav.links.open .btn{background:var(--slate);color:var(--cream);}
  .nav-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 32px;max-width:1240px;margin:0 auto;}
  .logo{display:inline-flex;align-items:center;border-radius:4px;}
  a:focus, button:focus{outline:none;box-shadow:0 0 0 3px rgba(40,58,80,.35);}
  a:focus:not(:focus-visible), button:focus:not(:focus-visible){box-shadow:none;}
  .logo-name{font-family:'Playfair Display',serif;font-size:23px;font-weight:600;letter-spacing:0;white-space:nowrap;line-height:1.2;}
  @media(max-width:700px){.nav-inner{padding:17px 20px;}.logo-name{font-size:18px;}}
  nav.links{display:flex;align-items:center;gap:42px;font-size:16px;}
  .nav-cta{padding:12px 24px;font-size:15px;font-weight:600;}
  .nav-item>a, .dropdown-trigger{line-height:1.4;letter-spacing:.01em;}
  .nav-item{position:relative;}
  .nav-item>a, .dropdown-trigger{padding:8px 0;cursor:pointer;display:inline-flex;align-items:center;gap:5px;background:none;border:none;font-family:inherit;font-size:16px;font-weight:500;color:inherit;}
  @media(hover:hover){.nav-item>a:hover, .dropdown-trigger:hover{color:var(--sage-dark);}}
  .caret{display:inline-flex;transition:transform .15s ease;}
  .caret svg{width:12px;height:12px;}
  .nav-item.open .caret{transform:rotate(180deg);}
  .dropdown{position:absolute;top:calc(100% + 10px);left:50%;transform:translateX(-50%);background:var(--cream);border:1px solid rgba(40,58,80,.3);border-radius:12px;padding:10px;min-width:220px;box-shadow:0 8px 24px rgba(63,59,50,.1);opacity:0;visibility:hidden;transition:opacity .15s ease;}
  .nav-item.open .dropdown{opacity:1;visibility:visible;}
  .dropdown a{display:block;padding:10px 12px;border-radius:8px;font-size:14.5px;color:var(--taupe-soft);}
  @media(hover:hover){.dropdown a:hover{background:var(--sand);color:var(--taupe);}}
  .menu-toggle{display:none;align-items:center;justify-content:center;background:none;border:none;color:var(--taupe);cursor:pointer;padding:9px;margin:-9px;line-height:1;position:relative;z-index:210;}
  .menu-toggle svg{display:block;width:26px;height:26px;}
  @media(max-width:1150px){
    nav.links{display:none;}
    .menu-toggle{display:flex;}
    nav.links.open{display:flex;flex-direction:column;align-items:center;gap:6px;position:fixed;top:0;left:0;right:0;bottom:0;height:100dvh;background:var(--cream);border-bottom:none;padding:96px 32px 40px;overflow-y:auto;z-index:200;}
    nav.links.open a, nav.links.open .dropdown-trigger{font-size:19px;padding:10px 0;}
    nav.links.open .dropdown-trigger{justify-content:center;}
    nav.links.open .btn{margin-top:16px;font-size:16px;padding:16px 38px;}
    nav.links.open .nav-item{text-align:center;}
    nav.links.open .dropdown{padding:0;}
    nav.links.open .dropdown a{padding:8px 12px;}
    .dropdown{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:none;padding:0 0 0 14px;display:none;}
    .nav-item.open .dropdown{display:block;}
    body.nav-open{overflow:hidden;}
  }
  main{min-height:60vh;}
  section{padding-top:150px;padding-bottom:150px;}
  @media(max-width:700px){section{padding-top:80px;padding-bottom:80px;}}
  @media(max-width:480px){section{padding-top:64px;padding-bottom:64px;}}
  section.tint{background:var(--sand);}
  section.tint.contained{border-radius:28px;margin:0 28px;box-shadow:0 12px 32px rgba(43,52,56,.08);}
  .tint-navy{background:var(--taupe);}
  .tint-navy h2, .tint-navy h3{color:var(--cream);}
  .tint-navy h1{color:var(--cream);}
  .tint-navy p{color:rgba(243,236,228,.92);}
  .tint-navy .eyebrow{color:#CBDAE0;}
  .tint-navy .def-item{border-bottom:1px solid rgba(243,236,228,.25);}
  .tint-navy .def-item p{color:rgba(243,236,228,.92);}
  .tint-navy .tag{background:rgba(243,236,228,.15);color:var(--cream);}
  .tint-navy .checklist li{color:rgba(243,236,228,.92);}
  .tint-navy .plain-list li{color:rgba(243,236,228,.8);}
  .tint-navy .plain-list li:before{background:var(--slate);}
  .tint-navy ul.checklist li:before{background:var(--slate);}
  .tint-navy .tl-dot{background:var(--slate);}
  .tint-navy .tl-item p{color:rgba(243,236,228,.92);}
  .tint-navy .card h3{color:var(--cream);}
  .tint-navy .card p{color:rgba(243,236,228,.92);}
  .hhs-subline{font-size:15px;font-weight:400;color:rgba(203,218,224,.9);margin-bottom:16px;}

  .page-bleed{background:var(--sand);overflow:hidden;}
  .bleed-flex{display:flex;align-items:stretch;min-height:440px;}
  .bleed-copy{flex:0 0 46%;display:flex;flex-direction:column;justify-content:center;padding:56px 40px;}
  .bleed-photo-wrap{position:relative;flex:1;overflow:hidden;}
  .bleed-photo-wrap img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block;}
  .bleed-left{flex-direction:row-reverse;}
  .bleed-left .bleed-photo-wrap img{border-radius:0 28px 28px 0;}
  .bleed-right .bleed-photo-wrap img{border-radius:28px 0 0 28px;}
  @media(max-width:860px){
    .bleed-flex, .bleed-left{flex-direction:column;min-height:auto;}
    .bleed-copy{flex:none;padding:40px 24px;text-align:center;align-items:center;}
    .bleed-copy .eyebrow{justify-content:center;}
    .bleed-copy h1, .bleed-copy p{text-align:center;}
    .bleed-photo-wrap{height:260px;}
    .bleed-photo-wrap img{border-radius:0!important;}
  }
  .trust-strip{background:var(--cream);padding-top:36px!important;padding-bottom:36px!important;border-bottom:1px solid var(--sand);}
  .overlap-hero{position:relative;display:flex;align-items:center;min-height:480px;}
  .oh-photo{width:62%;height:480px;object-fit:cover;box-shadow:0 24px 50px rgba(43,52,56,.2);display:block;}
  .oh-card{position:relative;margin-left:-16%;background:#fff;border-radius:4px;padding:48px 44px;box-shadow:0 30px 60px rgba(43,52,56,.16);max-width:440px;z-index:2;}
  .oh-card h1{font-size:clamp(32px,3.6vw,44px);margin-bottom:16px;}
  .oh-card p{color:var(--taupe-soft);font-size:17px;margin-bottom:28px;}
  @media(max-width:860px){
    .overlap-hero{flex-direction:column;min-height:auto;}
    .oh-photo{width:100%;height:320px;}
    .oh-card{margin-left:0;margin-top:-56px;width:calc(100% - 40px);max-width:none;padding:32px 28px;text-align:center;}
  }

  /* Life transitions hero - full-bleed photo, bottom-up scrim */
  .specialty-hero-bleed{position:relative;min-height:560px;display:flex;align-items:flex-end;overflow:hidden;}
  .specialty-hero-bleed img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;}
  .specialty-hero-bleed .shb-scrim{position:absolute;inset:0;background:linear-gradient(0deg, rgba(20,20,22,.85) 0%, rgba(20,20,22,.45) 55%, rgba(20,20,22,.05) 100%);}
  .specialty-hero-bleed .shb-inner{position:relative;z-index:2;padding-top:56px;padding-bottom:56px;}
  .specialty-hero-bleed .subpage-back{align-self:flex-start;}
  .specialty-hero-bleed h1{color:#fff;font-size:clamp(40px,5.5vw,64px);margin:16px 0 14px;}
  .specialty-hero-bleed p{color:rgba(243,236,228,.92);font-size:17px;max-width:480px;}
  @media(max-width:760px){.specialty-hero-bleed{min-height:480px;}.specialty-hero-bleed h1{font-size:clamp(34px,9vw,48px);}}
  .home-hero-bleed{min-height:100vh;min-height:100lvh;align-items:stretch;}
  .home-hero-bleed img{object-position:center center;}
  .home-hero-bleed .shb-inner{text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:space-between;padding-top:20px;padding-bottom:0;}
  .home-hero-bleed .hhs-subline{font-size:15px;font-weight:400;color:rgba(243,236,228,.85);margin-bottom:16px;}
  .home-hero-bleed h1{font-size:clamp(44px,6vw,86px);line-height:1.18;font-weight:600;letter-spacing:-.015em;max-width:920px;margin-left:auto;margin-right:auto;text-shadow:0 2px 20px rgba(20,20,22,.4);}
  .home-hero-bleed .intro{margin-top:20px;margin-bottom:32px;max-width:620px;margin-left:auto;margin-right:auto;color:#fff;text-shadow:0 2px 16px rgba(20,20,22,.55);}
  .home-hero-bleed .hero-lower{transform:translateY(110px);}
  @media(max-width:760px){
    .home-hero-bleed{min-height:105vh;align-items:stretch;}
    .home-hero-bleed .shb-inner{justify-content:space-between;padding-top:100px;padding-bottom:0;}
    .home-hero-bleed .hero-lower{display:flex;flex-direction:column;align-items:center;transform:translateY(16px);}
  }
  

  /* ---------- Home hero typography + layout system (313) ----------
     Playfair Display = brand voice (wordmark + headline). Kumbh Sans = functional text (nav, paragraph, buttons).
     Mobile: headline + paragraph read as ONE group, centered in the open space between the nav and her hairline (hair starts at ~43% of screen height); CTA is anchored in the thumb zone with a safe bottom margin.
     Desktop (1000px+): left-aligned text column on the logo's left edge, her portrait kept clear on the right. */
  .home-hero-bleed{min-height:100vh;min-height:100lvh;padding-top:0;padding-bottom:0;}
  .home-hero-bleed h1{font-size:clamp(40px,min(5.6vw,9.2vh),82px);line-height:1.12;max-width:880px;text-wrap:balance;text-shadow:0 2px 24px rgba(20,20,22,.45);}
  .home-hero-bleed .intro{font-family:'Kumbh Sans',sans-serif;font-size:clamp(17px,1.45vw,20px);font-weight:500;line-height:1.55;letter-spacing:.005em;max-width:34em;margin-top:0;margin-bottom:28px;text-wrap:balance;color:#fff;text-shadow:0 1px 2px rgba(20,20,22,.5),0 2px 18px rgba(20,20,22,.6);}
  .home-hero-bleed .btn{font-size:16px;font-weight:600;padding:16px 32px;letter-spacing:.01em;}
  .home-hero-bleed::after{content:'';position:absolute;inset:0;z-index:1;pointer-events:none;background:linear-gradient(180deg,rgba(20,20,22,.22) 0%,rgba(20,20,22,0) 22%,rgba(20,20,22,0) 55%,rgba(20,20,22,.40) 100%);}
  @media(min-width:1000px) and (min-aspect-ratio:3/2){
    .home-hero-bleed img{object-position:0% 50%;}
    .home-hero-bleed::after{background:linear-gradient(90deg,rgba(20,20,22,.38) 0%,rgba(20,20,22,.16) 42%,rgba(20,20,22,0) 62%),linear-gradient(180deg,rgba(20,20,22,.22) 0%,rgba(20,20,22,0) 20%);}
    .home-hero-bleed .shb-inner{width:100%;max-width:1240px;padding-left:32px;padding-right:32px;align-items:flex-start;text-align:left;justify-content:center;padding-top:64px;padding-bottom:0;}
    .home-hero-bleed h1{margin:0 0 22px;text-align:left;max-width:9.5em;font-size:clamp(46px,min(5.4vw,10vh),84px);}
    .home-hero-bleed .hero-lower{transform:none;display:block;text-align:left;}
    .home-hero-bleed .intro{margin:0 0 30px;text-align:left;max-width:26em;font-size:clamp(18px,1.4vw,21px);text-wrap:pretty;}
  }
  @media(max-width:999px), (max-aspect-ratio:149/100){
    .home-hero-bleed{min-height:108vh;min-height:108lvh;}
    .home-hero-bleed img{object-position:center center;}
    .home-hero-bleed .shb-inner{width:100%;max-width:none;justify-content:flex-start;align-items:center;text-align:center;padding-top:max(calc(var(--header-h,48px) + 20px),calc(22vh - 44px));padding-top:max(calc(var(--header-h,48px) + 20px),calc(22lvh - 44px));padding-left:28px;padding-right:28px;padding-bottom:calc(max(48px,env(safe-area-inset-bottom)) + 8vh);}
    .home-hero-bleed h1{font-size:clamp(34px,min(10vw,5.4vh),64px);max-width:11em;margin:0 0 22px;text-align:center;}
    .home-hero-bleed .hero-lower{display:contents;transform:none;}
    .home-hero-bleed .intro{font-size:17px;max-width:21em;margin:0;text-align:center;}
    .home-hero-bleed .btn{margin-top:auto;font-size:16px;padding:16px 32px;white-space:nowrap;}
  }
  @media(max-width:360px){.home-hero-bleed .btn{font-size:15px;padding:15px 24px;}}
  @media(max-width:999px) and (max-device-height:600px){.home-hero-bleed h1{font-size:31px;margin-bottom:10px;}.home-hero-bleed .intro{font-size:15px;line-height:1.45;}}
  @media(min-width:600px) and (max-width:999px), (min-width:600px) and (max-aspect-ratio:149/100){
    .home-hero-bleed .intro{font-size:20px;max-width:24em;}
    .home-hero-bleed .btn{font-size:17px;padding:18px 38px;}
  }
  @media(max-width:999px) and (max-device-height:700px){
    .home-hero-bleed .shb-inner{padding-bottom:calc(28px + 8vh);padding-top:calc(var(--header-h,56px) + 18px);}
    .home-hero-bleed h1{margin-bottom:12px;}
    .home-hero-bleed .intro{font-size:16px;}
  }

  /* Anxiety hero - arched photo frame, contemplative */
  .arch-hero{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;padding:56px 0 72px;}
  .arch-frame{width:100%;height:520px;object-fit:cover;border-radius:50%/18%;box-shadow:0 30px 60px rgba(43,52,56,.18);}
  .arch-hero-copy h1{font-size:clamp(40px,5vw,58px);margin:16px 0 16px;}
  .arch-hero-copy p{font-size:17px;color:var(--taupe-soft);max-width:440px;}
  @media(max-width:860px){.arch-hero{grid-template-columns:1fr;gap:32px;padding-top:32px;text-align:center;}.arch-frame{height:340px;border-radius:50%/22%;}.arch-hero-copy p{margin:0 auto;}.arch-hero-copy .subpage-back{margin-left:auto;margin-right:auto;}}

  .specialty-editorial-hero{display:grid;grid-template-columns:1fr 1.1fr;gap:64px;align-items:center;margin-top:24px;}
  .seh-title{font-size:clamp(46px,6.4vw,84px);line-height:.96;margin:20px 0 24px;letter-spacing:-.01em;}
  .seh-copy p{font-size:18px;color:var(--taupe-soft);max-width:400px;margin-bottom:32px;}
  .seh-photo{position:relative;}
  .seh-block{position:absolute;top:-28px;right:-28px;width:65%;height:55%;background:var(--slate);z-index:0;}
  .seh-photo img{position:relative;z-index:1;width:100%;height:480px;object-fit:cover;border:6px solid var(--taupe);box-shadow:0 30px 60px rgba(43,52,56,.22);display:block;}
  @media(max-width:860px){
    .specialty-editorial-hero{grid-template-columns:1fr;gap:32px;text-align:center;}
    .seh-title{font-size:clamp(44px,14vw,64px);}
    .seh-copy p{margin-left:auto;margin-right:auto;}
    .seh-block{width:70%;height:60%;top:-16px;right:-16px;}
    .seh-photo img{height:380px;}
  }
  .wave-divider{max-width:340px;margin:0 auto;padding:32px 28px 0;}
  .wave-divider svg{width:100%;height:auto;display:block;}
  .page-hero{padding-top:120px;padding-bottom:64px;text-align:center;}
  .page-hero h1{font-size:clamp(38px,5.2vw,58px);margin-bottom:18px;font-weight:600;line-height:1.08;}
  /* Taller "statement" section rhythm - prototype on /rates before deciding sitewide */
  .section-statement{min-height:70vh;display:flex;flex-direction:column;justify-content:center;}
  .section-statement.tall{min-height:88vh;}
  @media(max-width:760px){
    .section-statement{min-height:auto;padding-top:96px;padding-bottom:96px;}
    .section-statement.tall{min-height:auto;padding-top:120px;padding-bottom:120px;}
  }
  .page-hero .eyebrow::after{margin-left:auto;margin-right:auto;}
  .page-hero p{color:var(--taupe-soft);max-width:560px;margin:0 auto;}
  .subpage-back{font-size:13px;font-weight:500;color:var(--taupe);text-decoration:none;display:inline-flex;align-items:center;gap:6px;margin-bottom:24px;padding:8px 16px;border:1px solid rgba(40,58,80,.25);border-radius:999px;background:var(--cream);align-self:center;transition:background-color .18s ease,border-color .18s ease;}
  .subpage-back svg{transition:transform .18s ease;}
  @media(hover:hover){.subpage-back:hover{background:var(--sand);border-color:rgba(40,58,80,.35);}.subpage-back:hover svg{transform:translateX(-3px);}}
  .reveal-on main section{opacity:0;transform:translateY(12px);transition:opacity .5s ease,transform .5s ease;}
  .reveal-on main section.is-visible{opacity:1;transform:translateY(0);}
  @media(prefers-reduced-motion:reduce){.reveal-on main section{opacity:1;transform:none;transition:none;}}
  @media(hover:hover){.subpage-back:hover{border-color:var(--slate);color:var(--slate-dark);}}
  .grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px 56px;}
  .grid-2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;}
  @media(max-width:760px){.grid-3{grid-template-columns:1fr;}.grid-2{grid-template-columns:1fr;}}
  .card{background:var(--cream);border:1px solid rgba(40,58,80,.3);border-radius:14px;padding:36px;box-shadow:0 4px 16px rgba(46,42,34,.05);transition:transform .18s ease, box-shadow .18s ease;}
  @media(hover:hover){.card:hover{transform:translateY(-3px);box-shadow:0 10px 24px rgba(46,42,34,.09);}}
  .card.tinted{background:var(--sand);border-color:rgba(40,58,80,.35);}
  a.feature-link{display:block;text-decoration:none;color:inherit;}
  @media(hover:hover){a.feature-link:hover h3{color:var(--sage-dark);}}
  .card h3{font-size:17px;margin-bottom:10px;}
  .card p{font-size:14px;color:var(--taupe-soft);}
  .section-gap{margin-top:56px;}
  .quote-block{text-align:center;max-width:560px;margin:0 auto;padding:56px 0;}
  .quote-block p.q{font-family:'Cormorant Garamond',serif;font-style:italic;font-size:19px;line-height:1.6;margin-bottom:14px;}
  .quote-block p.attr{font-size:13px;color:var(--sage-dark);}
  .cta-band{background:var(--taupe);color:var(--cream);text-align:center;padding:72px 32px;border-radius:24px;margin:0 28px;box-shadow:0 16px 40px rgba(40,58,80,.28);position:relative;overflow:hidden;}
  .cta-band:before{content:'';position:absolute;top:-60%;right:-10%;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.10) 0%,rgba(255,255,255,0) 70%);}
  .cta-band:after{content:'';position:absolute;bottom:-70%;left:-10%;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,var(--slate) 0%,rgba(255,255,255,0) 70%);opacity:.22;}
  .cta-band h2, .cta-band p, .cta-band .btn{position:relative;z-index:1;}
  .cta-band h2{color:var(--cream);margin-bottom:12px;font-size:clamp(28px,3.2vw,34px);}
  .cta-band p{color:rgba(253,251,247,.85);margin-bottom:26px;}
  .cta-band .btn{background:transparent;border:1.5px solid var(--cream);color:var(--cream);}
  @media(hover:hover){.cta-band .btn:hover{background:var(--cream);color:var(--taupe);}}
  .photo-ph{background:var(--sand);border-radius:14px;height:420px;display:flex;align-items:center;justify-content:center;color:var(--sage-dark);font-size:13px;box-shadow:0 8px 24px rgba(46,42,34,.06);}
  .photo-real{width:100%;height:520px;object-fit:cover;border-radius:14px;box-shadow:0 8px 24px rgba(46,42,34,.1);}
  /* One-time signature moment: hard offset shadow for About's headshot only */
  .photo-signature{width:100%;height:520px;object-fit:cover;border-radius:14px;box-shadow:-18px 18px 0 0 var(--sand);}
  @media(max-width:700px){.photo-signature{height:380px;box-shadow:-10px 10px 0 0 var(--sand);}}
  @media(max-width:700px){.photo-real{height:280px!important;min-height:0!important;}}
  @media(max-width:700px){.timeline-photo{height:200px!important;}}
  .stat{text-align:center;padding:20px;border:1px solid rgba(40,58,80,.3);border-radius:14px;box-shadow:0 4px 16px rgba(46,42,34,.05);}
  .stat .num{font-family:'Cormorant Garamond',serif;font-size:19px;color:var(--sage-dark);margin-bottom:4px;}
  .stat .lbl{font-size:12px;color:var(--taupe-soft);}
  .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:step;}
  @media(max-width:760px){.steps{grid-template-columns:1fr;}}

  .about-work-split{display:flex;align-items:center;gap:56px;max-width:900px;margin:0 auto;}
  .accent-round{width:220px;height:220px;border-radius:50%;object-fit:cover;flex-shrink:0;box-shadow:0 16px 36px rgba(43,52,56,.14);}
  /* ============ HOME PAGE FULL REDESIGN - new component set ============ */

  /* Dotted circle atmospheric decoration, hero */
  .dot-circle{position:absolute;pointer-events:none;opacity:.35;}

  /* Layered offset-photo pair - primary framed photo + secondary hard-shadow photo */
  .offset-duo{position:relative;width:100%;max-width:480px;}
  .offset-duo .op-main{width:100%;height:600px;object-fit:cover;border:6px solid var(--slate);box-shadow:0 20px 40px rgba(43,52,56,.18);}
  .offset-duo .op-secondary{position:absolute;width:52%;height:230px;object-fit:cover;right:-48px;bottom:-48px;box-shadow:-20px 20px 0 0 var(--sand);z-index:2;}
  @media(max-width:760px){.offset-duo{max-width:340px;margin:0 auto;}.offset-duo .op-main{height:440px;}.offset-duo .op-secondary{height:170px;right:-20px;bottom:-30px;}}
  @media(max-width:760px){.push-through-photo{height:460px!important;}}
  @media(max-width:760px){.rates-photo-tall{height:420px!important;}}

  /* Hand-drawn branch accent, echoing the logo's nature motif */
  .branch-accent{width:64px;height:auto;color:var(--slate);margin:18px 0;}

  /* Split light/dark two-tone transition band */
  .split-duo{display:grid;grid-template-columns:1fr 1fr;}
  .split-duo>div{padding:80px 56px;}
  .split-duo .sd-light{background:var(--sand);color:var(--taupe);}
  .split-duo .sd-dark{background:var(--taupe);color:var(--cream);}
  .split-duo h3{font-size:clamp(22px,2.4vw,28px);line-height:1.35;font-weight:600;}
  .sd-dark .compare-head{color:var(--cream);border-bottom-color:rgba(243,236,228,.25);}
  .sd-dark .compare-row{color:rgba(243,236,228,.88);border-bottom-color:rgba(243,236,228,.15);}
  .sd-dark .compare-row.check svg{color:var(--slate);}
  .sd-dark .compare-row.x svg{color:rgba(243,236,228,.5);}
  @media(max-width:760px){.split-duo{grid-template-columns:1fr;}.split-duo>div{padding:56px 28px;}}

  /* Dark script band - navy full-bleed with a big cursive section title */
  .script-band{background:var(--taupe);padding:90px 0 0;text-align:center;}
  .script-band .script{font-size:clamp(44px,6vw,64px);color:var(--slate);display:block;line-height:1;}
  .script-band p.lead{color:rgba(243,236,228,.8);font-size:16px;max-width:480px;margin:16px auto 0;}

  /* Specialty cards nested in navy - staggered, bordered, with real photography woven between */
  .nest-wrap{background:var(--taupe);padding:56px 0 100px;}
  .nest-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px 28px;max-width:1080px;margin:0 auto;}
  .nest-card{background:var(--cream);border:1px solid var(--slate);padding:34px 28px;text-decoration:none;color:inherit;display:block;box-shadow:0 20px 40px rgba(20,26,36,.28);}
  .nest-card h3{font-size:19px;margin-bottom:8px;color:var(--taupe);}
  .nest-card p{font-size:14px;color:var(--taupe-soft);margin:0;}
  .nest-grid>a:nth-child(2){margin-top:44px;}
  .nest-grid>a:nth-child(5){margin-top:-44px;}
  .nest-photo{width:100%;height:100%;min-height:220px;object-fit:cover;box-shadow:0 20px 40px rgba(20,26,36,.28);}
  @media(hover:hover){.nest-card:hover{border-color:var(--cream);}.nest-card:hover h3{color:var(--slate);}}
  @media(max-width:900px){.nest-grid{grid-template-columns:1fr 1fr;}.nest-grid>a:nth-child(2),.nest-grid>a:nth-child(5){margin-top:0;}}
  @media(max-width:600px){.nest-grid{grid-template-columns:1fr;}}

  /* Meet Heather - dark band with textured circle decorator on the photo */
  .meet-band{background:var(--taupe);padding:100px 0;overflow:hidden;}
  .meet-band .grid-2{align-items:center;}
  .meet-band .script{font-size:clamp(38px,4.6vw,54px);color:var(--slate);display:block;margin-bottom:18px;}
  .meet-band h3{color:var(--cream);font-size:clamp(24px,2.6vw,30px);font-weight:600;line-height:1.35;margin-bottom:18px;}
  .meet-band p{color:rgba(243,236,228,.85);margin-bottom:22px;}
  .meet-photo-wrap{position:relative;}
  .meet-photo-wrap img{width:100%;height:600px;object-fit:cover;position:relative;z-index:1;}
  .circle-decorator{position:absolute;top:-40px;right:-40px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle at 35% 35%, rgba(221,225,233,.9), rgba(221,225,233,.35));z-index:0;}
  @media(max-width:760px){.meet-photo-wrap{margin-top:32px;}.meet-photo-wrap img{height:420px;}.circle-decorator{width:120px;height:120px;top:-20px;right:-20px;}}

  /* Full-bleed final CTA, Home-specific */
  .online-photo-band{position:relative;min-height:840px;display:flex;align-items:center;overflow:hidden;}
  .online-photo-band img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 35%;}
  .online-photo-band .opb-scrim{position:absolute;inset:0;background:linear-gradient(100deg, rgba(20,20,22,.82) 0%, rgba(20,20,22,.52) 45%, rgba(20,20,22,.12) 80%);}
  .online-photo-band .opb-inner{position:relative;z-index:2;max-width:560px;padding:56px clamp(28px,5vw,64px);}
  .online-photo-band h2{color:#fff;font-size:clamp(28px,3.4vw,40px);margin-bottom:18px;line-height:1.2;}
  .online-photo-band p{color:rgba(243,236,228,.9);font-size:16px;margin-bottom:28px;}
  @media(max-width:760px){.online-photo-band{min-height:600px;}.online-photo-band .opb-scrim{background:linear-gradient(180deg, rgba(20,20,22,.3) 0%, rgba(20,20,22,.85) 65%);}.online-photo-band .opb-inner{max-width:100%;padding:32px 24px;}}
  .insurer-strip{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:14px;max-width:900px;margin:0 auto;}
  .insurer-box{width:172px;height:84px;border:1px solid rgba(40,58,80,.15);border-radius:6px;display:flex;align-items:center;justify-content:center;background:var(--cream);padding:14px;box-sizing:border-box;}
  .insurer-box img{max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain;}
  .insurer-box.more{flex-direction:column;gap:4px;color:var(--taupe);text-decoration:none;font-size:14px;font-weight:600;}
  .insurer-box.more svg{width:26px;height:26px;}
  @media(max-width:600px){.insurer-box{width:122px;height:64px;padding:10px;}}
  .home-cta{position:relative;min-height:82vh;display:flex;align-items:center;justify-content:center;text-align:center;overflow:hidden;}
  .cta-card-section{background:var(--cream);padding:100px 28px;text-align:center;}
  .cta-card{max-width:980px;margin:0 auto;border-radius:22px;position:relative;overflow:hidden;}
  .cta-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;}
  .cta-card .cc-scrim{position:absolute;inset:0;background:rgba(40,58,80,.7);}
  .cta-card .cc-inner{position:relative;z-index:2;padding:52px 48px;}
  .cta-card h2{font-size:clamp(26px,3vw,32px);margin-bottom:14px;color:#fff;}
  .cta-card p{color:rgba(243,236,228,.9);font-size:16px;margin-bottom:26px;max-width:460px;margin-left:auto;margin-right:auto;}
  .cta-card .btn{background:var(--cream);color:var(--taupe);}
  @media(max-width:600px){.cta-card{border-radius:16px;}.cta-card .cc-inner{padding:44px 24px;}.cta-card-section{padding:70px 20px;}}
  .home-cta img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;}
  .home-cta .hc-scrim{position:absolute;inset:0;background:rgba(40,58,80,.72);z-index:1;}
  .home-cta .hc-inner{position:relative;z-index:2;max-width:640px;padding:0 28px;}
  .home-cta h2{color:#fff;font-size:clamp(28px,3.6vw,42px);margin-bottom:18px;}
  .home-cta .btn{background:var(--cream);color:var(--taupe);}

  /* ============ end home redesign block ============ */

  /* Home's signature photo shape - an arched frame, doorway/threshold feel */
  .arch-photo{width:300px;height:420px;flex-shrink:0;object-fit:cover;border-radius:50% 50% 0 0 / 26% 26% 0 0;box-shadow:0 24px 50px rgba(43,52,56,.18);}
  @media(max-width:700px){.arch-photo{width:100%;height:340px;}}
  .about-work-text{flex:1;}
  @media(max-width:700px){.about-work-split{flex-direction:column;text-align:center;gap:24px;}.accent-round{width:170px;height:170px;}.about-work-split .eyebrow::after{margin-left:auto;margin-right:auto;}}
  /* Home's specialty index - hairline-bordered editorial grid, no icons */
  .specialty-index{display:grid;grid-template-columns:repeat(3,1fr);max-width:960px;margin:0 auto;border-top:1px solid rgba(40,58,80,.16);border-left:1px solid rgba(40,58,80,.16);}
  .specialty-link{display:block;padding:38px 32px;border-right:1px solid rgba(40,58,80,.16);border-bottom:1px solid rgba(40,58,80,.16);text-decoration:none;color:inherit;transition:background-color .2s ease;}
  .specialty-link h3{font-size:21px;margin-bottom:8px;}
  .specialty-link p{font-size:14px;color:var(--taupe-soft);margin:0;}
  @media(hover:hover){.specialty-link:hover{background-color:rgba(255,255,255,.55);}.specialty-link:hover h3{color:var(--slate-dark);}}
  @media(max-width:760px){.specialty-index{grid-template-columns:1fr 1fr;}}
  @media(max-width:520px){.specialty-index{grid-template-columns:1fr;}.specialty-link{padding:26px 24px;}}

  .dark-index{display:grid;grid-template-columns:1fr 1fr;gap:0 56px;max-width:920px;margin:0 auto;}
  .dark-index a{display:flex;justify-content:space-between;align-items:center;gap:18px;padding:30px 2px;border-bottom:1px solid rgba(243,236,228,.18);text-decoration:none;color:inherit;transition:padding-left .2s ease;}
  .dark-index h3{color:var(--cream);font-size:19px;margin-bottom:5px;font-weight:600;}
  .dark-index p{color:rgba(243,236,228,.65);font-size:13.5px;margin:0;}
  .dark-index .di-arrow{flex-shrink:0;width:17px;height:17px;color:var(--slate);opacity:0;transform:translateX(-6px);transition:opacity .2s ease,transform .2s ease;}
  @media(hover:hover){.dark-index a:hover{padding-left:14px;}.dark-index a:hover .di-arrow{opacity:1;transform:translateX(0);}.dark-index a:hover h3{color:var(--slate);}}
  @media(max-width:700px){.dark-index{grid-template-columns:1fr;gap:0;}}

  .specialty-photo-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;max-width:1080px;margin:0 auto;}
  .specialty-photo-grid.eight-up{grid-template-columns:repeat(4,1fr);}
  @media(max-width:900px){.specialty-photo-grid.eight-up{grid-template-columns:1fr 1fr;}}
  .spg-item{position:relative;display:block;overflow:hidden;text-decoration:none;height:380px;border-radius:10px;box-shadow:0 24px 44px rgba(15,20,30,.35);}
  .spg-item img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .5s ease;}
  .spg-scrim{position:absolute;inset:0;background:linear-gradient(180deg, rgba(20,26,36,0) 38%, rgba(15,20,30,.92) 100%);}
  .spg-label{position:absolute;left:0;right:0;bottom:0;padding:26px;}
  .spg-label h3{color:#fff;font-size:21px;margin-bottom:6px;font-weight:600;}
  .spg-label p{color:rgba(243,236,228,.85);font-size:13.5px;margin:0;}
  @media(hover:hover){.spg-item:hover img{transform:scale(1.06);}}
  @media(max-width:900px){.specialty-photo-grid{grid-template-columns:1fr 1fr;}}
  @media(max-width:600px){.specialty-photo-grid{display:flex;grid-template-columns:none;overflow-x:auto;scroll-snap-type:x mandatory;
    gap:14px;margin:0 -28px;padding:4px 28px 10px;-webkit-overflow-scrolling:touch;scrollbar-width:none;}
    .specialty-photo-grid::-webkit-scrollbar{display:none;}
    .spg-item{height:280px;flex:0 0 78%;scroll-snap-align:start;}}

  ul.checklist{list-style:none;}
  ul.checklist li{position:relative;padding:10px 0 10px 32px;font-size:15px;color:var(--taupe-soft);line-height:1.6;}
  ul.checklist.lg li{font-size:16px;padding:12px 0 12px 32px;}
  ul.checklist li:before{content:'';position:absolute;left:0;top:14px;width:18px;height:18px;border-radius:50%;background:var(--sage);}
  ul.checklist li:after{content:'';position:absolute;left:6px;top:17px;width:6px;height:10px;border-right:2px solid var(--cream);border-bottom:2px solid var(--cream);transform:rotate(40deg);}

  .timeline{max-width:640px;margin:0 auto;position:relative;}
  .timeline:before{content:'';position:absolute;left:19px;top:12px;bottom:12px;width:1px;background:var(--sand);}
  .tl-item{display:flex;gap:24px;padding-bottom:40px;position:relative;}
  .tl-item:last-child{padding-bottom:0;}
  @media(max-width:700px){.tl-item{gap:16px;padding-bottom:24px;}.tl-item h3{margin-bottom:3px;}}
  .tl-dot{flex-shrink:0;width:40px;height:40px;border-radius:50%;background:var(--sage-dark);color:var(--cream);display:flex;align-items:center;justify-content:center;font-family:"Times New Roman",Times,serif;font-weight:300;font-size:19px;position:relative;z-index:1;}
  .tl-item h3{font-size:17px;margin-bottom:6px;}
  .tl-item p{font-size:14px;color:var(--taupe-soft);}

  .contact-row{display:grid;grid-template-columns:repeat(2,1fr);gap:32px;max-width:820px;margin:0 auto;}
  @media(max-width:760px){.contact-row{grid-template-columns:1fr;}}
  .contact-item{display:flex;gap:16px;align-items:flex-start;}
  .contact-item svg{width:22px;height:22px;color:var(--sage-dark);flex-shrink:0;}
  .contact-item .icon-chip{width:48px;height:48px;border-radius:50%;background:var(--sand);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
  .contact-item h3{font-size:15px;margin-bottom:4px;}
  .contact-item p{font-size:14px;color:var(--taupe-soft);}

  /* image quote overlay - Green Oak letterboard style */
  .img-quote{position:relative;border-radius:20px;overflow:hidden;min-height:340px;display:flex;align-items:center;justify-content:center;text-align:center;padding:48px 28px;}
  .img-quote img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;}
  .img-quote:before{content:'';position:absolute;inset:0;background:rgba(43,52,56,.45);z-index:1;}
  .img-quote .iq-text{position:relative;z-index:2;color:var(--cream);font-family:'Cormorant Garamond',serif;font-size:clamp(24px,3.4vw,34px);font-style:italic;max-width:640px;line-height:1.3;}

  /* compare list - Prosper-style two column check rows */
  .compare-grid{display:grid;grid-template-columns:1fr 1fr;border-radius:16px;overflow:hidden;box-shadow:0 12px 28px rgba(43,52,56,.10);}
  @media(max-width:700px){.compare-grid{grid-template-columns:1fr;}}
  .compare-col{padding:8px 0;}
  .compare-col.no{background:var(--cream);}
  .compare-col.yes{background:var(--sand);}
  .compare-head{padding:20px 28px;font-family:'Cormorant Garamond',serif;font-size:18px;font-weight:600;border-bottom:1px solid rgba(0,0,0,.06);}
  .compare-row{display:flex;align-items:center;gap:12px;padding:16px 28px;border-bottom:1px solid rgba(0,0,0,.06);font-size:14px;color:var(--taupe-soft);}
  .compare-row:last-child{border-bottom:none;}
  .compare-row svg{width:18px;height:18px;flex-shrink:0;}
  .compare-row.x svg{color:#B25A4A;}
  .compare-row.check svg{color:var(--sage-dark);}

  /* overlap panel - Soul's Nest layered card over photo */
  .overlap-wrap{position:relative;}
  .overlap-photo{border-radius:18px;overflow:hidden;height:420px;}
  .overlap-photo img{width:100%;height:100%;object-fit:cover;display:block;}
  .overlap-card{background:var(--cream);border:1px solid rgba(40,58,80,.3);border-radius:16px;padding:32px;box-shadow:0 16px 40px rgba(43,52,56,.12);margin:-90px 32px 0;position:relative;z-index:1;}
  @media(max-width:700px){.overlap-card{margin:-60px 16px 0;padding:24px;}}
  .badge-card{display:inline-block;background:var(--cream);border-radius:14px;padding:18px 22px;box-shadow:0 14px 32px rgba(43,52,56,.18);}
  .badge-card .num{font-family:'Cormorant Garamond',serif;font-size:22px;color:var(--sage-dark);font-weight:600;}
  .badge-card .lbl{font-size:11px;color:var(--taupe-soft);text-transform:uppercase;letter-spacing:.04em;}
  .badge-row{display:flex;justify-content:center;padding:0 28px;margin-top:-28px;position:relative;z-index:2;}
  @media(max-width:760px){.badge-row{padding:0;margin-top:-34px;}}

  /* Circle photo trio - Soul's Nest style, three round photos with prose beneath, no cards/borders */
  .circle-trio{display:grid;grid-template-columns:repeat(3,1fr);gap:52px;max-width:1080px;margin:0 auto;}
  .circle-trio-item{text-align:center;}
  .circle-trio-item .ct-photo{width:100%;aspect-ratio:1/1;border-radius:50%;object-fit:cover;box-shadow:0 20px 44px rgba(43,52,56,.18);margin-bottom:28px;}
  .circle-trio-item p{color:var(--taupe-soft);font-size:15px;line-height:1.7;max-width:280px;margin:0 auto;}
  @media(max-width:820px){.circle-trio{grid-template-columns:1fr;gap:44px;max-width:340px;}}

  /* Dark feature band - full-bleed navy canvas, big serif headline, framed photo (Soul's Nest inner-page hero style) */
  .dark-feature-band{background:var(--taupe);padding-top:76px;padding-bottom:48px;overflow:hidden;}
  .dfb-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:start;}
  .dfb-copy .dfb-label{font-size:15px;font-weight:400;color:rgba(203,218,224,.9);margin-bottom:16px;}
  .dfb-h1{color:var(--cream);font-size:clamp(40px,5.2vw,64px);line-height:1.08;margin:14px 0 20px;font-weight:600;}
  .dfb-copy p{color:rgba(243,236,228,.82);font-size:17px;max-width:440px;margin-bottom:28px;}
  .dfb-photo-wrap{position:relative;}
  .dfb-photo{width:100%;height:380px;object-fit:cover;border:7px solid var(--slate);box-shadow:0 30px 60px rgba(15,20,30,.4);display:block;}
  @media(max-width:860px){.dark-feature-band{padding-top:72px;padding-bottom:40px;}.dfb-grid{grid-template-columns:1fr;gap:32px;text-align:center;}.dfb-copy p{margin-left:auto;margin-right:auto;}.dfb-photo{height:320px;}}

  /* Rates page - asymmetric hero, no longer a centered stack */
  .rates-hero{display:flex;align-items:center;gap:64px;padding-top:110px;padding-bottom:110px;min-height:620px;}
  .rates-hero-text{flex:1 1 46%;}
  .rates-hero-text h1{font-size:clamp(38px,5.2vw,58px);font-weight:600;line-height:1.08;margin-bottom:18px;}
  .rates-hero-text p{color:var(--taupe-soft);font-size:16px;max-width:460px;}
  .rates-hero-text .script{display:block;margin-top:16px;}
  .rates-hero-visual{flex:1 1 46%;position:relative;}
  .rates-hero-visual .overlap-photo{height:600px;}
  .rhv-photo{width:100%;height:480px;object-fit:cover;border:6px solid var(--slate);box-shadow:0 20px 40px rgba(43,52,56,.18);display:block;}
  .badge-card.offset{box-shadow:-16px 16px 0 0 var(--sand);margin:-52px 0 0 44px;position:relative;z-index:2;}
  @media(max-width:760px){.badge-card.offset{box-shadow:-10px 10px 0 0 var(--sand);margin:-36px 0 0 24px;}}
  @media(max-width:760px){
    .rates-hero{flex-direction:column;gap:32px;padding-top:64px;padding-bottom:56px;min-height:0;text-align:center;}
    .rates-hero-text p{margin:0 auto;}
    .rates-hero-text .script{text-align:center;}
    .rates-hero-visual .overlap-photo{height:320px;}
    .rhv-photo{height:340px;}
  }

  .dark-band{background:var(--taupe);color:var(--cream);}
  .hours-row{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid rgba(40,58,80,.15);
    font-size:15px;color:var(--taupe);}
  .hours-row span:last-child{font-weight:600;color:var(--slate-dark);}
  .quiet-list{max-width:760px;margin:0 auto;}
  .ql-row{display:grid;grid-template-columns:230px 1fr;gap:32px;padding:26px 0;border-bottom:1px solid rgba(40,58,80,.12);align-items:baseline;}
  .ql-row:last-child{border-bottom:none;}
  .ql-row h3{font-family:'Cormorant Garamond',serif;font-weight:600;font-size:19px;color:var(--taupe);}
  .ql-row p{color:var(--taupe-soft);font-size:15px;line-height:1.65;}
  @media(max-width:600px){.ql-row{grid-template-columns:1fr;gap:6px;padding:22px 0;}}

  /* ---------- Mindbloom-style photo-backed cards: static grid desktop, scroll on mobile ---------- */
  .mind-scroll{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;}
  .mind-card{position:relative;border-radius:10px;overflow:hidden;
    min-height:340px;display:flex;flex-direction:column;justify-content:flex-end;}
  .mind-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;}
  .mind-card .mc-scrim{position:absolute;inset:0;background:linear-gradient(0deg,rgba(20,20,22,.82) 0%,rgba(20,20,22,.1) 55%);z-index:1;}
  .mind-card .mc-content{position:relative;z-index:2;padding:28px 24px;}
  .mind-card h3{font-family:'Cormorant Garamond',serif;font-size:20px;margin-bottom:8px;font-weight:600;color:#fff;}
  .mind-card p{font-size:13.5px;line-height:1.55;color:rgba(255,255,255,.85);}
  @media(max-width:900px){.mind-scroll{grid-template-columns:1fr 1fr;}}
  @media(max-width:600px){.mind-scroll{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;
    gap:14px;margin:0 -28px;padding:4px 28px 10px;}.mind-scroll::-webkit-scrollbar{display:none;}
    .mind-card{flex:0 0 78%;scroll-snap-align:start;}}

  .dark-band .eyebrow{color:#B9CBD3;}
  .dark-band .eyebrow::after{background:var(--slate);}
  .dark-band p{color:rgba(243,236,228,.8);}
  .dark-band h1, .dark-band h2{color:var(--cream);}

  .script{font-family:'Caveat',cursive;font-size:22px;color:var(--slate);}

  .num-block{display:flex;gap:20px;margin-bottom:32px;}

  .split-huge{display:grid;grid-template-columns:0.9fr 1.1fr;gap:64px;align-items:start;}
  .split-huge h2{font-size:clamp(28px,3.2vw,34px);line-height:1.18;}
  @media(max-width:760px){.split-huge{grid-template-columns:1fr;gap:24px;}}
  @media(min-width:761px){.timeline-split{grid-template-columns:1fr 1.15fr;}}

  .card.plain{background:transparent;border:none;box-shadow:none;padding:0;}
  .stat-card{background:var(--cream);border-radius:16px;padding:26px 24px;text-align:center;box-shadow:0 10px 24px rgba(43,52,56,.07);}
  .stat-card .icon-chip{width:46px;height:46px;border-radius:50%;background:#fff;box-shadow:0 4px 12px rgba(43,52,56,.08);display:flex;align-items:center;justify-content:center;margin:0 auto 12px;}
  .stat-card .icon-chip svg{width:22px;height:22px;color:var(--sage-dark);}
  .card.plain .icon-chip{width:52px;height:52px;border-radius:50%;background:#fff;box-shadow:0 4px 12px rgba(43,52,56,.08);display:flex;align-items:center;justify-content:center;}
  .card.plain .icon-chip svg{width:24px;height:24px;color:var(--sage-dark);}
  .stat-card h3{margin-bottom:8px;}
  .card.plain h3{font-size:18px;margin-bottom:10px;}
  .photo-card .card-photo{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:14px;margin-bottom:16px;box-shadow:0 8px 20px rgba(43,52,56,.08);}
  .photo-card h3{font-family:'Times New Roman',Times,serif;font-weight:300;letter-spacing:-.02em;font-size:32px;color:var(--taupe);margin:0 0 12px;line-height:1;}

  /* ---------- flow list: vertical stages paired with real photo, no boxes ---------- */
  .flow-list-item{padding:24px 0;border-bottom:1px solid rgba(40,58,80,.14);}
  .flow-list-item:last-child{border-bottom:none;}
  .flow-list-item h3{font-family:'Cormorant Garamond',serif;font-size:21px;margin-bottom:8px;font-weight:600;}
  .flow-list-item p{font-size:14.5px;line-height:1.65;}
  .flow-list.on-dark{border-color:rgba(243,236,228,.18);}
  .flow-list.on-dark .flow-list-item{border-bottom-color:rgba(243,236,228,.18);}
  .flow-list.on-dark h3{color:var(--cream);}
  .flow-list.on-dark p{color:rgba(243,236,228,.72);}
  .flow-list.no-divider .flow-list-item{border-bottom:none;padding:0 0 30px;}
  .flow-list.no-divider .flow-list-item:last-child{padding-bottom:0;}
  .flow-list.accent-bar .flow-list-item{padding-left:22px;border-left:3px solid var(--slate);}
  .flow-list.accent-bar .flow-list-item h3{font-size:24px;margin-bottom:8px;}

  /* ---------- transition stages: photo-topped columns (Life Transitions - distinct from Trauma's flow-list) ---------- */
  .transition-stages{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;max-width:1000px;margin:0 auto;text-align:center;}
  .ts-item img{width:100%;height:180px;object-fit:cover;border-radius:50%;aspect-ratio:1/1;height:auto;box-shadow:0 16px 32px rgba(40,58,80,.2);margin-bottom:22px;}
  .ts-item h3{font-size:22px;color:var(--taupe);margin-bottom:10px;}
  .ts-item p{font-size:14.5px;color:var(--taupe-soft);line-height:1.6;}
  @media(max-width:820px){.transition-stages{grid-template-columns:1fr;max-width:340px;gap:44px;text-align:center;}.ts-item img{max-width:180px;margin-left:auto;margin-right:auto;}}
  .photo-card p{font-size:14.5px;color:var(--taupe-soft);}

  .plain-block{margin-bottom:40px;}
  .plain-block .icon-chip{width:48px;height:48px;border-radius:50%;background:#fff;box-shadow:0 4px 12px rgba(43,52,56,.08);display:flex;align-items:center;justify-content:center;}
  .plain-block .icon-chip svg{width:22px;height:22px;color:var(--sage-dark);}

  /* Composed fee panel - one bordered card instead of repeated icon blocks */
  .fee-panel{background:#fff;border-radius:20px;padding:44px;box-shadow:0 20px 50px rgba(43,52,56,.09);}
  .fee-panel h3{font-size:17px;margin-bottom:10px;}
  .fee-panel .fee-note{font-size:12px;color:var(--sage-dark);margin-top:12px;}
  .fee-panel-divider{height:1px;background:rgba(40,58,80,.14);margin:30px 0;}
  @media(max-width:600px){.fee-panel{padding:30px 24px;}}

  /* Plain list - subtle dash marker instead of a checkmark circle */
  .plain-list{list-style:none;padding:0;margin:0;}
  .plain-list li{position:relative;padding-left:22px;margin-bottom:14px;color:var(--taupe-soft);}
  .plain-list li:before{content:'';position:absolute;left:0;top:11px;width:8px;height:1px;background:var(--slate-dark);}

  /* Quiet link list - typography and whitespace carry it, no icon/number/divider */
  .link-item{display:block;text-decoration:none;color:inherit;padding:18px 0;}
  .link-item h3{font-size:21px;margin-bottom:5px;transition:color .2s ease;}
  .link-item p{font-size:14px;color:var(--taupe-soft);margin:0;}
  @media(hover:hover){.link-item:hover h3{color:var(--slate-dark);}}

  .tag-row{display:flex;flex-wrap:wrap;gap:10px;}
  .tag{background:var(--sand);color:var(--slate-dark);font-size:13px;font-weight:500;padding:8px 16px;border-radius:999px;}

  /* ---------- staggered photo-card row (asymmetric, not a rigid grid) ---------- */
  .stagger-row{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;align-items:start;}
  @media(max-width:760px){.stagger-row{grid-template-columns:1fr;}}

  /* ---------- chapter duo: contained framed photos, not a banner (Life Transitions hero) ---------- */
  .chapter-duo{position:relative;height:420px;width:100%;}
  .chapter-duo img{position:absolute;object-fit:cover;box-shadow:0 22px 44px rgba(40,58,80,.28);border-radius:10px;filter:sepia(.18) saturate(1.25) brightness(1.06);}
  .chapter-duo .cd-1{width:60%;height:76%;top:0;left:6%;z-index:2;}
  .chapter-duo .cd-2{width:50%;height:58%;bottom:0;right:0;z-index:1;}
  @media(max-width:860px){.chapter-duo{height:340px;width:100%;max-width:380px;margin:0 auto;order:-1;}}
  @media(max-width:500px){.chapter-duo{height:290px;}}

  /* ---------- offset shadow photo: hard dual color-block shadow, paper-craft (Soul's Nest technique) ---------- */
  .offset-shadow-photo{position:relative;padding:18px 18px 18px 0;}
  .offset-shadow-photo:before{content:'';position:absolute;top:0;left:0;width:88%;height:92%;background:var(--sand);z-index:0;}
  .offset-shadow-photo:after{content:'';position:absolute;bottom:0;right:0;width:88%;height:92%;background:var(--slate);z-index:0;opacity:.8;}
  .offset-shadow-photo img{position:relative;z-index:1;width:100%;height:360px;object-fit:cover;display:block;margin:18px 0 0 18px;}
  @media(max-width:700px){.offset-shadow-photo img{height:280px;}}

  /* ---------- framed photo: solid color border frame (Soul's Nest technique) ---------- */
  .framed-photo{border:9px solid var(--slate-dark);display:block;width:100%;object-fit:cover;box-shadow:0 20px 44px -10px rgba(40,58,80,.3);}

  /* ---------- decorative texture circle (Soul's Nest accent) ---------- */
  .deco-circle{position:absolute;border-radius:50%;background:radial-gradient(circle at 35% 30%,rgba(74,93,117,.35),rgba(74,93,117,.15));pointer-events:none;}

  /* ---------- circular scenario panels ---------- */
  .circle-panels{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;}
  @media(max-width:820px){.circle-panels{grid-template-columns:1fr;gap:44px;max-width:420px;margin:0 auto;}}
  .circle-panel img{width:100%;aspect-ratio:1/1;object-fit:cover;border-radius:50%;display:block;margin-bottom:26px;}
  .circle-panel p{font-size:14.5px;color:var(--taupe-soft);line-height:1.7;}

  /* ---------- white overlay card on photo ---------- */
  .overlay-photo-wrap{position:relative;}
  .overlay-photo-wrap img{width:100%;height:460px;object-fit:cover;display:block;}
  .overlay-card{position:relative;z-index:2;background:#fff;padding:44px 40px;max-width:400px;margin-top:-90px;margin-left:36px;
    box-shadow:0 24px 50px -14px rgba(40,58,80,.22);}
  @media(max-width:760px){.overlay-photo-wrap img{height:320px;}.overlay-card{margin-top:-56px;margin-left:16px;margin-right:16px;padding:32px 28px;max-width:none;}}

  .insurer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:760px;margin:0 auto;}
  .insurer-card{background:var(--cream);border-radius:6px;padding:24px 16px;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 20px rgba(43,52,56,.06);}
  .insurer-card img{height:30px;width:auto;object-fit:contain;}
  .insurer-also{text-align:center;font-size:15px;color:var(--taupe-soft);line-height:1.7;margin-top:28px;}
  .insurer-also span{color:var(--taupe);font-weight:600;display:block;margin-bottom:6px;font-size:15px;}
  @media(max-width:600px){.insurer-grid{grid-template-columns:repeat(2,1fr);gap:14px;}.insurer-card{padding:18px 12px;}.insurer-card img{height:24px;}}
  .insurer-row{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:44px 60px;padding:12px 0;}
  .insurer-row img{height:32px;width:auto;object-fit:contain;}
  @media(max-width:600px){.insurer-row{gap:28px 36px;}.insurer-row img{height:24px;}}
  .plain-block:last-child{margin-bottom:0;}
  .plain-block h3{font-size:18px;margin-bottom:8px;}
  .plain-block p{font-size:14px;color:var(--taupe-soft);}
  .num-block:last-child{margin-bottom:0;}
  .num-block .n{font-family:'Cormorant Garamond',serif;font-size:26px;color:var(--sage-dark);flex-shrink:0;width:36px;}
  .num-block h3{font-size:16px;margin-bottom:6px;}
  .num-block p{font-size:14px;color:var(--taupe-soft);}

  .def-list{row-gap:28px;}
  .def-item{border-bottom:1px solid rgba(40,58,80,.18);padding-bottom:20px;}
  .def-item h3{font-size:15px;margin-bottom:6px;}
  .def-item p{font-size:14px;color:var(--taupe-soft);}
  .step{position:relative;padding-left:44px;}
  .step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:30px;height:30px;border-radius:50%;background:var(--sage);color:var(--cream);display:flex;align-items:center;justify-content:center;font-family:'Cormorant Garamond',serif;font-size:14px;}
  .step h3{font-size:15px;margin-bottom:6px;}
  .step p{font-size:13px;color:var(--taupe-soft);}
  .faq-card{background:none;border:none;padding:0;}
  .home-mini-faq{background:none;border:none;padding:0;}
  .home-mini-faq .faq-q{font-size:23px;padding:26px 0;}
  .home-mini-faq .faq-a{font-size:16.5px;}
  .home-mini-faq .faq-item{border-bottom:1px solid rgba(40,58,80,.14);padding:0;}
  .home-mini-faq .faq-item:last-child{border-bottom:none;}
  @media(max-width:600px){.home-mini-faq .faq-q{font-size:19px;padding:20px 0;}}
  .faq-grid{display:grid;grid-template-columns:1fr;gap:24px;max-width:960px;margin:0 auto;}
  .faq-group{margin-bottom:40px;}
  .faq-group:last-child{margin-bottom:0;}
  .faq-group-card{background:#fff;border:1.5px solid rgba(40,58,80,.35);border-radius:20px;padding:0 0 6px;box-shadow:0 8px 24px rgba(43,52,56,.06);margin-bottom:32px;overflow:hidden;}
  .faq-group-card:last-child{margin-bottom:0;}
  .faq-group-card .faq-item:last-child{border-bottom:none;}
  .faq-cat{color:var(--taupe);font-size:24px;letter-spacing:.06em;text-transform:uppercase;font-weight:600;padding:22px 28px 18px;margin:0 0 4px;}
  @media(max-width:600px){.faq-group-card{padding:0 0 4px;}.faq-cat{padding:18px 16px 14px;}}
  .faq-hero{position:relative;overflow:hidden;padding:130px 0 100px;text-align:center;}
  @media(max-width:700px){.faq-hero{padding:56px 0 48px;}}
  .faq-hero .wrap{position:relative;z-index:1;max-width:720px;}
  .faq-hero h1{font-size:clamp(36px,4.6vw,52px);font-weight:600;line-height:1.12;margin:16px 0 12px;}
  .faq-hero .script{display:block;margin:0 auto 20px;}
  .faq-hero p{color:rgba(243,236,228,.88);font-size:16px;max-width:560px;margin:0 auto;}
  .faq-open-list{max-width:800px;margin:0 auto;}
  .faq-open-list .faq-item{padding:0;}
  .faq-cat-block{margin-bottom:60px;scroll-margin-top:100px;}
  .faq-cat-block:last-child{margin-bottom:0;}
  .faq-cat-label{font-family:'Cormorant Garamond',serif;font-size:clamp(21px,2.2vw,24px);font-weight:600;color:var(--taupe);margin-bottom:14px;letter-spacing:0;text-transform:none;}
  .faq-item{border-bottom:1px solid rgba(40,58,80,.15);padding:0 28px;transition:border-color .15s ease;}
  @media(max-width:600px){.faq-item{padding:0 16px;}}
  @media(hover:hover){.faq-item:hover .faq-q{color:var(--sage-dark);}}
  .faq-item.open{border-bottom-color:var(--sage-dark);}
  .faq-item.open .faq-q{color:var(--sage-dark);}
  .faq-q{width:100%;text-align:left;background:none;border:none;padding:22px 0;font-size:20px;font-family:'Cormorant Garamond',serif;font-weight:600;color:var(--taupe);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;transition:color .15s ease;}
  .faq-a{max-height:0;overflow:hidden;transition:max-height .25s ease;font-size:15px;line-height:1.7;color:var(--taupe-soft);}
  .faq-a p{padding:0 24px 20px 0;}
  .faq-item.open .faq-a{max-height:260px;}
  .faq-item.open .chev{transform:rotate(180deg);color:var(--sage-dark);}
  .chev{transition:transform .2s ease;flex-shrink:0;display:inline-flex;}
  .chev svg{width:18px;height:18px;}
  form.contact{display:grid;gap:20px;}
  label{font-size:12px;color:var(--taupe-soft);margin-bottom:5px;display:block;}
  input,textarea{width:100%;font-family:inherit;font-size:14px;padding:11px 13px;border:1px solid rgba(40,58,80,.3);border-radius:8px;background:var(--cream);color:var(--taupe);}
  input:focus,textarea:focus{outline:2px solid var(--sage);outline-offset:1px;}
  textarea{min-height:100px;resize:vertical;}
  .fee-row{display:flex;justify-content:space-between;font-size:14px;padding:10px 0;border-bottom:1px solid rgba(40,58,80,.18);}
  .fee-row:last-child{border-bottom:none;}
  .sd-dark .fee-row{border-bottom-color:rgba(243,236,228,.22);}
  .sd-dark label{color:rgba(243,236,228,.7);}
  ul.plain{list-style:none;}
  ul.plain li{padding:8px 0 8px 22px;position:relative;font-size:14px;color:var(--taupe-soft);border-bottom:1px solid rgba(40,58,80,.18);}
  ul.plain li:last-child{border-bottom:none;}
  ul.plain li:before{content:'';position:absolute;left:0;top:16px;width:6px;height:6px;border-radius:50%;background:var(--sage);}
  footer{background:var(--taupe);padding:52px 28px;text-align:center;font-size:13px;color:rgba(243,236,228,.75);}
  footer .foot-links{display:flex;gap:18px;justify-content:center;margin:14px 0;font-size:13px;flex-wrap:wrap;}
  footer .foot-links a{color:var(--cream);}
  @media(hover:hover){footer .foot-links a:hover{color:var(--slate);}}

  .skip-link{position:absolute;left:-9999px;top:8px;z-index:300;background:var(--cream);color:var(--taupe);padding:10px 16px;border-radius:8px;font-weight:600;}
  .skip-link:focus{left:12px;}
  .legal{max-width:760px;margin:0 auto;padding:0 28px 96px;}
  .legal h2{font-size:clamp(24px,2.4vw,30px);margin:44px 0 12px;}
  .legal p,.legal li{font-size:17px;line-height:1.75;color:var(--taupe);}
  .legal p{margin-bottom:14px;}
  .legal ul{margin:0 0 14px 22px;}
  .legal li{margin-bottom:8px;}
  .legal a{color:var(--slate-dark);text-decoration:underline;}
  .legal .updated{font-size:15px;color:var(--taupe-soft);margin-bottom:28px;}
  .foot-legal a{color:var(--cream);text-decoration:underline;text-underline-offset:3px;}

  /* ---- touch: instant taps, big targets, no zoom-on-focus ---- */
  a,button,input,select,textarea,label,summary,[role="button"]{touch-action:manipulation;}
  a,button,summary,[role="button"]{-webkit-tap-highlight-color:rgba(207,99,86,.16);}
  .btn:active{transform:scale(.97);}
  .faq-q:active{opacity:.7;}
  .menu-toggle{padding:10px;margin:-10px;}
  footer .foot-links{gap:4px 6px;}
  footer .foot-links a{display:inline-block;padding:13px 10px;}
  footer .foot-legal a{display:inline-block;padding:12px 8px;margin:-12px -8px;}
  @media(pointer:coarse){
    input,textarea,select{font-size:16px;}
    .dropdown a{padding-top:12px;padding-bottom:12px;}
  }
